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Currency

• Official: Ghanaian Cedi (GHS)

• Tip: Exchange rates vary—check before you travel! Rate change link: 

 

Where to Exchange Money

• Kotoka Airport Forex Bureau: Safe & quick, right after baggage claim

• Licensed Forex Bureaus: Found all over Accra—always use licensed ones!

• Hotels: Exchange USD/EUR but rates may be less favorable

 

Money Transfer Apps

• WorldRemit: Popular for sending/receiving money instantly abroad. Click

• Lemfi – Trusted app for fast international money transfers. Click 

• Remitly – Reliable service for international money transfers. Click 

 

Local Mobile Money and Sim cards (MoMo)

• MTN Mobile Money: Most widely accepted

• AirtelTigo Money & Vodafone Cash: Also common options

• Note: You’ll need a Ghanaian SIM card-network provider (easy to buy with your passport) to use these

 

Cards & Cash

• Visa & MasterCard: Accepted at major hotels, malls & restaurants

• Cash (Cedis): Essential for taxis, markets & small vendors

 

 

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​FAQs — Key Highlights

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Dress Code Tips

• Light, breathable fabrics recommended—Accra is warm and humid

• Avoid heavy or dark clothing during daytime outdoor events

 

Weather in July/August

• Warm and humid with temperatures around 25–30°C (77–86°F)

• July/August is part of the rainy season — expect afternoon showers

• Bring light rain gear and breathable clothing

 

Time Zone Difference

• Ghana operates on GMT (Greenwich Mean Time), no daylight saving

• Eastern US (EST/EDT) is 4–5 hours behind Ghana time

• Example: When it’s 12 PM in Ghana, it’s 7–8 AM in New York

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